May 20, 2020

Dear Coaches,

The state and local guidelines/rules will govern how pools re-open in Maryland.  The Maryland Swimming Board and USA Swimming caution you to explicitly follow these.  Please be aware of the following insurance pieces:

USA Swimming has two key insurance coverages:

·         General Liability, which is silent on COVID, which means coverage is on a case-by-case basis

·         Participant Accident , which is for accidents/injuries only – COVID is excluded

There are two key requirements in order for insurance to apply:

·         Compliance with most stringent jurisdiction re-opening guidelines

·         Continued compliance with USA Swimming guidelines (safe sport, certifications, virtual dryland, etc.)

Let me be clear:

·         If any team/club or coach puts athletes back in the water outside the state/local rules, especially in outdoor pools, INSURANCE DOES NOT HOLD. 

·         If any coach is sponsoring physical workouts with athletes, you are most likely in violation of state/local rules as well as Safe Sport rules.  STOP

 

When the state/local rules allow for pool openings, each club needs to work closely with the facility, using the USA Swimming Reopening Plan.

http://mdswim.org/wp-content/uploads/2020/05/Facility-Re-opening-and-Planning.pdf

Please keep athletes and coaches safe.  The risk of opening against the rules far outweighs the benefits.

Respectfully,

Anna Summerfield, General Chair – Maryland Swimming.